Equities
Participation in business growth with meaningful market and capital risk.
Strategy
Capital allocation with a clearer purpose.
Strategic allocation begins with the role capital needs to play—not with a prediction about the next market move.
RESEARCH / STRATEGYCANADA
Equities38
Fixed Income31
Alternatives19
Cash12
Illustrative allocation only. Not a recommendation.Allocation philosophy
Balance opportunity, resilience and access.
Asset categories carry different sources of potential return and risk. Their proportions should be considered together, in relation to objectives and constraints.
- Strategic allocation
- Liquidity requirements
- Geographic exposure
- Risk balance
Asset categories
Different roles. One portfolio.
Fixed income
Income and defensive potential, with rate, credit and liquidity considerations.
Alternatives
Distinct return drivers that may introduce complexity, illiquidity or higher fees.
Cash
Near-term flexibility, balanced against inflation and opportunity cost.
Portfolio review
Allocation is a continuing decision.
Market movement changes portfolio weights. A review considers drift, evolving needs, changes in market context and whether rebalancing serves the original objectives.
Questions & context
Common questions.
Is the allocation shown a recommendation?+
No. All charts are illustrative and are not personalized recommendations.
Does diversification guarantee a positive return?+
No. Diversification does not assure a profit or protect against every loss.
Why consider geographic exposure?+
Markets, currencies, sectors and policy conditions differ across regions, creating both diversification potential and additional risks.
Vellermont Trust